Insurance in and around Zeeland
Protect the life you've built
Customizable coverage based on your needs

Would you like to create a personalized quote?
- Holland
- Grand Rapids
- Hamilton
- Hudsonville
- Saugatuck
- Wyoming
- Fennville
- Byron Center
- Kentwood
- Muskegon
- Allendale
- South Haven
- Jenison
- Douglas
- Grand Haven
- West Olive
- Wayland
- Dorr
- St Joseph
- Walker
- Ada
- Norton Shores
- Allegan
- Caledonia
It’s All About You
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, design your coverage to meet your specific needs. Contact Rachel Karhoff for a Personalized Price Plan.
Protect the life you've built
Customizable coverage based on your needs

Got A Goal? Let Us Help You Get There
But your automobile is just one of the many insurance products where State Farm and Rachel Karhoff can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, pricing options, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
How to register a car at the DMV
How to register a car at the DMV
Car registration requirements at the DMV can vary depending on the state that you live in.
How to use the 50/30/20 budget rule
How to use the 50/30/20 budget rule
Balance your personal spending and saving with the 50/30/20 budget rule. Discover how much should be used for everyday needs, wants and savings.

Rachel Karhoff
State Farm® Insurance AgentSimple Insights®
How to register a car at the DMV
How to register a car at the DMV
Car registration requirements at the DMV can vary depending on the state that you live in.
How to use the 50/30/20 budget rule
How to use the 50/30/20 budget rule
Balance your personal spending and saving with the 50/30/20 budget rule. Discover how much should be used for everyday needs, wants and savings.