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State Farm® Insurance Agent

Rachel Karhoff

Rachel Karhoff Ins Agency Inc

129 E Main Avenue
Zeeland, MI 49464-1735

We are located on the main strip across from the Bakery

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


129 E Main Avenue
Zeeland, MI 49464-1735



Hello from the Rachel Karhoff State Farm Agency! Its Summer Time in Michigan which means its time to get coverage on the motorcycle, boat, and ATV and enjoy those fun toys. We are all looking forward to enjoying the sunshine, the beach, and the great outdoors. Our office has some construction on the street in front but please know we do have a back door for easier access.

We are located in beautiful downtown Zeeland. With over 20 years of insurance experience in Michigan collectively, we are so grateful to be able to help our community with their insurance needs. We are dedicated to serving the entire state of Michigan by providing options that fit our customers needs and help equip them to protect their family's future.

Our Agent Rachel was born and raised in Michigan, attended Michigan State University (GO GREEN), and loves how close the office is to Lake Michigan. When she's not at the office meeting with customers, you can find her with her Husband and 3 kids. They love camping and spending time outdoors, as well as traveling to visit new places. Rachel loves a good local coffee shop and a good book.

Thank you for giving us the opportunity to work with you and protect what matters most to you. Our office can help with auto, home, life, and other insurance products. We are here to help navigate all of the options that are out there and to provide a solution specific for you. Please give us a call, text, or email at any time. We look forward to hearing from you!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds

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Our Mission is to serve as an insurance professional and resource in our community. We will do this by being committed to the needs of our State Farm customers, providing exceptional service and being known for professionalism, kindness, integrity, and for being highly educated in our industry.

Kylea Schaafsma

Office Manager

Kylea is a Zeeland native with 22 years of experience with State Farm. She Graduated from Holland Christian where her son attends now and her daughter also graduated. She loves camping with friends and family as well as spending time up north at her family cottage. Kylea is our office cheerleader!


Jaclyn Stohler

Insurance Account Representative

Jaclyn originates from the East side of Michigan and attended Western Michigan University where she got a degree in Psychology. She keeps busy with her 7 year old daughter. Jaclyn likes to go to the beaches on Lake Michigan, hiking, painting and sketching.


Mary Mackiewicz

Mary is everyone's favorite person on the team. She is kind and caring, and super knowledgeable in all things State Farm and Insurance. She is a team player to the core, and loves helping out our customers. Mary enjoys helping others achieve nutrition goals, exercising, and spending time with her husband and friends. Her favorite place to visit.... The Happiest Place on Earth of course!


Alyssa Leys

Customer Service Representative


Mason Johnson

Account Representative

Mason is new to the Mitten and came to us from our close neighbor Indiana. He is a star on the volleyball court playing in many leagues, loves hanging at home with his Bride listening to some Vinyl. Mason is very caring and dedicated to helping people get into a better situation with their insurance that fits their needs.


Tommy Brinkman

Insurance Account Representative

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • Our office is located in Zeeland, MI.

We are a growing agency with big dreams and lots of potential. We are an established, growth-oriented agency with a team of highly motivated individuals. Our team works hard to reach our goals together as a team and have fun while we are doing it! We want to work alongside those who are equally committed to excellence and personal achievement. If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team. Come work with an energetic, fun team at Rachel Karhoff - State Farm Agent!

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.